How to Claim Ppi Refunds In 3 Easy Steps

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The very first step you will need to take is write to the lender stating why you believe the policy was mis sold to you. This should be easy sufficient as most policies were mis sold. If you are not sure of what the coarse mis sold reasons are they are as follows: not checking employment history, not checking curative history, stating policy is mandatory, not informing buyer that policy has been added to loan, credit card or mortgage.

Finish this task promptly, correctly and completely. This is critical. If it's not done correctly, for whatever reason, then you may be facing an uphill battle.

The 2nd step is going to be prepared for the bank to reject your claim. Things you'll want to avoid here are panicking and accepting what they say is true. All you need to do is stay calm and write to them again, restating why the policy was mis sold and demanding that you are refunded within fourteen days.

The third step will be get help if needed. This is important because it can feel daunting if a big financial convention tells you that you are wrong, even if you know you are right.. What is indispensable to avoid here is giving in. Get help by contacting the Financial Ombudsman. If you think the whole process is too much for you to handle then get a master solicitor involved, preferably one that is no win no fee. There are a lot of them doing this kind of work now and a quick hunt on the net should find you one.

Just go straight through the steps as specified and you ought to have zero difficulties with how to claim ppi refunds easily, rapidly and well. Plainly do the things you need to, for the reasons given and steer clear of the problems and traps explained. Then enjoy the fruits and advantages of having been able to claim ppi refunds and getting all your money back plus interest too.

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